Types of Tree Damage To Roofs

Roofers Englewood Colorado

Here in Colorado, many homeowners have trees on their properties, and that’s a good thing. Trees add beauty to any home and can largely enhance your landscaping. However, trees can also damage your roof in a few different ways. 

This article will cover the main types of tree damage to residential roofing systems in Colorado. With a few preventative measures, you can keep the trees on your property in check and avoid most types of tree-related roofing damage. 

Overhanging Branches

If you have any trees growing close to your property with branches hanging over your roof, know that the overhanging branches may cause roofing damage. This is especially true if the branches are close enough to touch your roof. 

Especially in high winds, (which we experience often here in Colorado), overhanging branches can scratch the surface of your roof. If you own an asphalt roofing system, these scratches may cause more damage than you’d expect. The branches may scratch granules off of asphalt shingles, thus damaging the shingles’ outer protective coating. When asphalt shingles are missing protective granules, they’re more likely to break down over time. This may put your entire roofing system at risk for severe damage. 

Fallen Branches

In Colorado, we experience multiple types of storms throughout the year. Snowstorms during the winter can lead to snow piled on tree branches. This excess weight makes it more likely for tree branches to snap and fall onto your roof. However, snowstorms aren’t the only weather condition that can cause broken branches. Hailstorms, thunderstorms, and even a very windy day can also place enough pressure on tree branches to cause them to snap. 

Dents and Punctures

If the branches hanging over your roof snap and fall, major roof damage can occur. Depending on the size of the branch and from how far a distance it falls, it may dent or puncture your roof. Roof punctures from fallen tree branches can be particularly damaging and may even lead to a roof leak. 

Missing Shingles

Branches that fall onto your roof in Colorado also have the potential to rip entire shingles off of your roof. Missing shingles put the deeper layers of your roofing system at risk for damage and deterioration. Thankfully, asphalt shingles are usually simple and affordable to replace with the help of your Colorado roofing team. 

Tree Debris

Debris from trees, like leaves and pine needles, generally seem innocuous. However, when this debris builds up on your roofing system, it can lead to a host of problems. 

Leaves, pine needles, and other types of outdoor debris trap in moisture. When this debris is sitting on your roof, it can hold moisture against the surface of your roof. When your roofing materials are vulnerable to moisture for extended periods of time, they may start to deteriorate or rot more quickly. Excess moisture on your roof also provides an opportunity for mold to grow. Moldy roofing materials will need to be replaced. 

Debris from trees on your property can also build up in your gutters. Clogged gutters are never a good thing for your roofing system, as it can lead to leakage and water damage during storms. If your gutters are clogged and start to leak water while it’s raining, water may pool over your home’s foundation and put it at risk. 

Animal Damage

Trees on your property give critters like squirrels and even raccoons a chance to access your roof. Squirrels, in particular, are very agile and can jump onto your roof from a high branch. 

Animals, especially if they choose to nest in your roof, can cause significant damage. You may notice missing shingles, chew marks in the decking, and holes in your roof’s soffit and fascia. 

How To Prevent Roof Damage From Trees

While roof damage from trees on your Colorado property can be frustrating, it’s also mostly preventable. Here’s what you can do to lower your risk of tree-related roof damage:

  • Keep tree branches pruned. Any branches that hang over your roof should be trimmed back. 
  • Frequently clean your roof to avoid the buildup of leaves, pine needles, and other debris. Have your gutters cleaned regularly, too. 
  • Have any dead or ill trees on your property removed by a professional. 

To learn more about protecting your Colorado roof, contact RME today. 

Is Roof Hail Damage Preventable?

Roofing company Englewood Colorado

In Colorado, severe hailstorms are far from uncommon. As a part of “hail alley”, Colorado experiences many hailstorms from spring to fall, often leading to property damage for home and business owners. In particular, hailstorms often cause damage to roofing systems. Roof hail damage is common in the Centennial State, but is it preventable?

Here, we’ll talk about prevention methods for roof hail damage in Colorado. By taking care of your roofing system, you can prolong its lifespan. 

Start With Strong Roofing Materials. 

When you have your roof installed in Colorado, make sure to select roofing materials that are cut out for the climate. This means opting for a material that can withstand hailstorms. Not all roofing materials are made equal, and some options will hold up better against hailstones than others. 

Some of the top roofing materials for hail damage include:


Rubber is one of the most hail-resistant roofing materials. It can withstand the impact of hailstones so that even severe hailstorms don’t cause overwhelming damage. Rubber roofing can also bounce back to its original position after being dented by a hailstone, allowing you to avoid visible roof hail damage. 


Asphalt is one of the most popular home roofing materials in the United States. Among its other benefits, repairing hail damage to asphalt roofing is much more affordable than other roofing materials. This is a perk for homeowners on a budget because while hail damage to asphalt roofing largely can’t be avoided, the hail damage repairs won’t break the bank. 

Hailstones tend to knock the protective granules off of asphalt shingles. This is why you may notice asphalt granules in your gutter system after a hailstorm, if you have an asphalt roof. With a compromised outer coating, asphalt shingles will be vulnerable to future damage. So, damaged asphalt shingles should be replaced after a hailstorm. 


Metal is another roofing material that generally fares well in hailstorms. As a sturdy and light material, metal lasts longer than asphalt shingles and offers greater hail-resistance. Thicker metals, as well as strong metals like steel, can further increase your roofing system’s ability to withstand hail damage. 

Hail Damage Prevention With Proper Maintenance

Besides selecting a strong roofing material, properly maintaining your roof is one of the best ways to prevent roof hail damage in Colorado. Plus, by maintaining your roof, you can prevent wear-and-tear on your roof over time, thus improving its longevity. 

Keep these roof maintenance tasks in mind as a Colorado homeowner for hail damage protection:

Keep The Trees on Your Property Trimmed Back. 

A hailstorm can cause enough damage to your home on its own. The last thing that you need in a hailstorm is for overhanging branches to break and fall onto your roof. Branches can scratch, scrape, and puncture your roof. If you own a shingle roof, fallen branches may rip entire shingles off of your roof. In a hailstorm, when high winds are often present, tree branches are more likely to break. So, to ensure that broken branches don’t fall onto your roof, keep the trees on your property trimmed back. No branches should hang over your roof. 

Have Your Roof Inspected Regularly. 

Roof inspections are the best way to catch potential roofing problems and have them resolved before damage occurs. We recommend that you have your roof inspected approximately once per year – ideally before hail season here in Colorado! This will give your local roofing experts a chance to repair any weak points before hailstorms strike. Otherwise, with a weak roof headed into hail season, you could end up with severe roof hail damage, such as a leak. 

Don’t Put Off Roof Replacements. 

At some point, all roofs need to be replaced. If the time has come to replace your home’s roofing system, don’t put off scheduling the replacement. Otherwise, you may put the interior of your home in danger of water damage due to a roof leak. While a roof replacement may seem like a hassle, you can ensure that it’s completed seamlessly by selecting a trusted Colorado roofing company.

Contact RME today to learn more about roof hail damage and how you can prevent it. 

Denver Roofing Repair Testimonial

Customers Rejoice at RME’s Denver Roofing Repair

RME Roofing specializes in insurance claim repairs, roof repairs, leaky roofs and anything weather-related that applies to your home. We specialize in roofs, aluminum siding, gutter replacement and other specialized home repairs. RME Roofing has been servicing the Denver Roofing Repair business for many years, and strives to provide the highest-level of customer satisfaction available. RME services are available on a per-customer, needed basis. Not all projects require roof repair, or siding replacement. Please be sure to have an RME Roofing professional inspection done to your home to determine the amount of  damage that may have been done to your residence.

A video testimonial from another satisfied RME Roofing customer. We appreciate the Barclay Family for their time, kind words, and overall, just being a great American family who trusted us to strive for perfection.

Be sure to visit RME Roofing for all of your Denver Colorado Roofing repairs and replacement needs. You can solidify your decision by visiting us at Thumbtack and reading our outstanding reviews.


Hailstorm Wreaks Havoc, Millions in Damage

A quick story coming from the Colorado Springs Gazette
Kaitlin Durban, May 2017

Claims began rolling in almost immediately after what some have termed a “hail bomb,” which pelted the south and northeastern parts of the city with tennis-ball-sized hail. Windows of cars and homes were smashed, vehicle hoods were dimpled, roofs were beaten, less durable property was shredded, plants and trees were ripped apart.

The Rocky Mountain Insurance Information Association isn’t ready to release figures estimating how much the storm cost in damage – that could come next week – but they “know it will be a significant event,” spokeswoman Carole Walker said.

Companies are receiving a “flood of claims,” she said. While insurance companies designate “catastrophes” based on volume, the association gives the designation when weather events do more than $25 million in damage. That figure can be easy to reach in Colorado, which is ranked second behind Texas for hail damage claims nationwide, Walker said. Based on the number of claims the area’s top insurance companies have reported, Colorado Springs is earning the ranking.

USAA, which insures 11.5 million military members and their families nationwide, has processed 15,000 claims in Colorado Springs since Thursday, spokesman Richard Johnson said. Roughly 10,000 of them were auto claims, the rest by homeowners.


May 2017 Hail Storms

Denver Area Left to Clean Up After Monday’s Major Hail Storm

Tuesday May 16, 2017 / InDenver Times

The cleanup process began Tuesday morning for towns around the Denver area, after a violent hail storm hit the area on Monday. Initially moving from the southwest and dumping heavy snow on Telluride and Crested Butte, the storm system began dropping large chunks of hail as it made its way over Centennial and and Highlands Ranch. Northglenn, Thornton, and Aurora were all hit hard by hail from the storm.

Homes and businesses throughout the area saw extensive damage from the storm. The ice destroyed many roofs and other housing structures, leaving holes for water to seep in through. One restaurant on Arapahoe Road had buckets placed throughout to collect water coming in through its hail-damaged roof.

Auto dealerships along Arapahoe Road were left with millions of dollars in damage after cars in their lots took a beating from the storm. One auto dealer said that over 850 new and pre-owned vehicles had extensive damage to them. Most cars take around two years to depreciate 20-30% in value. For cars in the Denver metro area on Monday, it took one afternoon.

Outside of dealerships, hail-stricken cars lined the streets with cracked windshield and mirrors, leaving car insurance companies with a lot of work in the following days.

For those making car insurance claims, insurance professionals advise photographing damage to keep a record. Cars are only covered for hail damage if the owner purchased a comprehensive insurance policy. If they did, they will still have to pay the deductible. If damage is minor, insurance experts don’t recommend making a claim, as the cost of minor repairs for hail-damaged vehicles is usually less than the amount of the deductible.

Although many property owners and businesses were hit hard by the flash hail storm, some are trying to make the best of a bad situation. Groove Ford and Mazda is offering major price discounts on its hail-damaged vehicles. Car buyers can get as much as $18,000 off cars that were affected by the storm.

Insurance Claim Tips

Finding out that your roof needs to be replaced or repaired can be troubling for many homeowners. Dealing with an insurance claim, talking to adjusters and making sure you get reimbursed for all covered damages is a daunting process. Many homeowners are simply unsure about how to file a claim, where the process can be problematic, what types of documentation they need, or what to expect.
To a home insurance company, the roof is the most important part of your house. It’s the gateway to far greater damage claims once it’s damaged. In more than 90 percent of hail or high-wind claims, there is a payout relative to the roof cover, according to the Insurance Institute for Business and Home Safety. Insurance companies review roofing claims very carefully and they expect you to provide proper documentation and other information in order to process your claim.

What does your policy cover?

The easiest way to know what’s covered or what’s not, is to contact your insurance provider.

Some policies take the age of your roof into account at the time it is damaged. For example, if your roof is less than 10 years old, you may be covered for the full cost of repairing or replacing the damaged section of your roof at the time of the claim. If your roof is more than 10 years old, you may only be reimbursed for the depreciated value of the damaged roof. The depreciated value takes the aging and wearing of your roof into account, meaning its value has decreased prior to any damage occurring.

Some policies will only offer roof damage coverage up to the depreciated value, regardless of the age of your roof. Other policies will cover the full cost of repairing or replacing the damaged section of your roof at the time of the claim, regardless of the age of your roof. In most cases, your insurance company will send an inspector to your home to investigate and verify your claim. If the damage is determined to be from aging, wear and tear, or poor condition of your roof, it will typically be considered normal maintenance, and will not be covered under your policy.

Provide Documentation for Your Claim

To ease the experience of the claims process and to help you receive proper settlement for your loss, take a set of “before” photos of your roof and exterior property. Update the photos whenever you have maintenance or repairs done. After damage occurs, take a set of “after” photos. Document and record the damage as well as any estimates, invoices and bills you receive. Having all of this information on file will help ensure a smooth and hassle-free claims process.

Choose a Contractor with Insurance Claim Expertise

Before you can get work done on your roof that will be covered by insurance, you will need to get an estimate from a professional roofing contractor.  In most cases, you can use the roofing company of your choice. Your roofing contractor should be able to help you navigate your way through the roof insurance claims process. Some roofing companies employ Certified Public Adjusters who will deal with your insurance company on your behalf. Look for contractors with extensive experience in providing roof estimates for insurance claims and helping clients navigate the process of getting their roof repair or replacement covered by their insurance company.

The most important thing to remember is that, if you suspect your roof has been damaged, you shouldn’t wait to get it inspected by a roofer. Find out the extent of the damage as soon as possible. This will help expedite the process and also help you avoid further damages that might not be covered under your policy.

Number One Metal Roofer

colorado roofing experts

Colorado’s Number One Metal Roofer

Voted  Colorado’s Number One Metal Roofer from Thumbtack for the year 2015. Thanks to all of our fantastic customer reviews and positive feedback on Thumbtack.com  for making this happen. At RME  Roofing we enjoy providing our customers with an excellent final product for a fair price. A lot of roofers have tarnished the reputation of this industry but here at RME Roofing we enjoy restoring the faith one customer at a time.

RME specializes in metal roofing supplies and techniques most commonly found in harsh climates such as the surrounding communities of Denver, Colorado. The harsh winters and fairly wet spring and summers cause most home owners to seek out a metal roof to replace their shingle, or slate roof.

Pros and Cons of Metal Roofing Systems

1. Metal roofs can be made from a variety of metals and alloys including Galvanized steel — hot-dip zinc galvanized G-90 and G-60 steel (a less expensive, thinner-gauge steel, often used in low-end, lower-cost corrugated and ribbed metal panels), Galvalume steel — zinc and aluminum coated steel (A more expensive and longer lasting coating compared to G-90 steel.), stone-coated steel (G-90 galvanized steel), aluminum, copper, zinc, terne (zinc-tin alloy), and stainless steel.

2. The downside of galvanized steel (G-90, and especially G-60) is that it can corrode, eventually, especially when exposed to moist, salt-spray environment such as in close proximity to the ocean and coastal areas.

3. Steel is the most frequently used material in both residential and commercial applications, mainly due to its lower cost.

4. Aluminum is the second most popular material. It is more durable and longer lasting than steel, but only costs a fraction of the price of premium metals, such as copper or zinc.

5. Aluminum is also one of the best metals to use for roofs located in coastal areas (think those beach homes), where there is a heavy presence of salt spray in the environment.

6. Copper roofs are the most durable and can last for hundreds of years. However, due to prohibitively high cost, few people choose to install an entire roof made from copper. Instead, home and business owners choose copper for architectural details/accents on the roof (bay windows, towers, porches, low slope roof sections, Et cetera).

Cost of Materials

7. A typical cost for a steel standing seam roof starts around $300 per square (100 square feet) for a typical order. Stone-coated steel starts at standing-seam-panels $350-425 per square. Steel shingles run about $270 per square of materials.

8. Aluminum is a step up from steel in terms of quality, and therefore in price, costing about $100 more per square than galvanized steel, for both standing seam and metal shingles.

9. The most expensive and premium metals are copper and zinc. They cost roughly the same. Copper is typically installed as copper pans or standing seam panels costing $900-1,400 per square. for materials alone.

10. Steel roofs need to be coated with a special protective (galvanic) coating to prevent corrosion. – Galvanized and Galvalume steel roofing systems are pre-coated by the manufacturer and do not require any further coating.

11. Aluminum, copper and zinc roofs do not need to be coated.

12. High-end Aluminum and steel roofing systems like standing seam and metal shingles will usually have a high-quality paint finish such as Kynar 500 applied, while lower-end corrugated steel roofs are usually finished with Acrylic paint.


13. It is typically possible to install a metal roof over an old roof, thus eliminating the extra colorado metal roofing systems cost and hassle associated with the shingle tear-off (be sure to consult your contractor about the possibility of “over-top” installation for your specific roof). — This is generally possible because metal is an extremely light-weight material.

14. Metal roofs should only be installed by specialists with expertise and ample experience in installing metal roofing, because if the installation is done incorrectly a metal roof will develop leaks (or outright fail prematurely as in the worst case scenario), which may later end-up costing thousands of dollars to repair or replace.

15. Unlike many other roofing materials, a metal roof can easily be installed in the winter.

16. The cost of installation for metal shingles is about 20% cheaper than the cost of installing standing seam, because metal shingles are easier and faster to install.

17. Most metal roofing systems should be installed on homes or buildings that have a minimum slope of 3:12 or greater. Although there are certain types of standing seam metal roofing systems that can be installed on roofs with slopes of 2:12 and lower, those types of systems are usually only installed on commercial or industrial buildings.

18. Ideally, standing seam should not be installed over asphalt shingles due to telegraphing of the shingles underneath the standing seam panels.

19. Further, when snow piles up on a standing seam roof that was installed over an asphalt roof, the shingles will likely make horizontal dents in the metal panels. Also, metal roofs tend to expand and contract due to temperature changes, and can thus rub against the stone coating on asphalt shingles. – This could eventually cause some corrosion and rusting on the underside of metal panels.

20. Standing seam roofs can be manufactured either on-site or in the factory, which simplifies the installation process. Metal shingles are typically manufactured at a factory, and can be shipped in standard cardboard boxes directly to your house or work-site.

Cost of Installation

21. Metal roofing installation is more expensive compared to other roofing systems,  because it requires specialized training, knowledge, tools and equipment that general roofing contractors typically lack.

22. The cost of installation greatly depends on the complexity of the roof and the type of material/system installed.

23. The base price to install a corrugated steel roofing system starts at around $350 per square. for materials and labor.

24. The base price for metal shingles ranges between $700-1,000 per sq. for materials and labor.

25. The base price for a stone coated steel roof starts at $850-1,100 per sq. for materials and labor.

26. The base price for a standing seam roof ranges between $750-1,400 per sq. for materials and labor.

27. The base price to install a copper or zinc roof starts at $1,800 per sq. for materials and labor.

28. If a tear off is necessary, it is normally a separate cost of about $100-150 per square.

Colorado Roof Damage?

Filing an Insurance Claim in Regards to Roof Damage | Roof Storm Damage

colorado roof damage by hailSometimes it is easy to know a roof is damaged because there is a leak or missing shingles. But often times the damage can only be detected by a professional inspector. If you think you have hail damage, the first step is to record the time of the hail storm and the reported size of the hail stones. Pictures are great evidence and usually storms with hail are widely reported by the news and other media outlets. Most Colorado roof damage is the direct  result of some type of hail, ice, snow or frozen object. An object that is hard.

A good idea would be to contact RME for a FREE professional inspection and estimate. Each type of roof has unique signs of hail damage that our team is trained to see. We will come inspect your roof and write a detailed description of the damage, complete with pictures. Our inspection will include damage to flashing, drains, and other areas of your roof that might need to be repaired.

Post Roofing Inspection

Following the inspection we recommend you contact your insurance company and request that an adjuster visit your house. Colorado roof damage is one of the leading reasons for insurance claims on residential properties. Having a roof inspection and estimate will make the process easier for you and faster to file a claim.
If you are wondering how long you have to file a hail damage claim on your roof in the state of Colorado, the answer is that most insurance companies recommend filing within a year. To be sure about the time you have, it is always best to review your policy. Rocky Mountain Enterprises is here to assist you in fighting for the best possible solution to fixing your damaged roof.

While you might have a year to file a claim, we recommend you file a claim as soon as possible after the hail storm. That way you avoid further damage to your house and possible leaks. If you are wondering if you have roof damage from a previous storm, contact us today and schedule your FREE roof inspection.

Colorado Roof Damage

Identifying Colorado roof damage from hail  on your belongings, such as patio furniture or your car, is relatively straightforward. The round dings in metal are obvious signs of hail damage. However, determining whether your roof has sustained damage from a hailstorm may be a little more difficult. It’s important to keep your roof in top condition to avoid structural deterioration that may cause leaks. Many insurance companies will consider paying for a roof that has been damaged by hail, but it must be correctly assessed. Insurance adjusters will require the opinion of a professional roofing contractor before they will consent to the work being done, but you can also check for hail damage yourself before calling a roofer by following these tips.

Privacy Policy

Effective date: June 11, 2019

Rocky Mountain Enterprises LLC (“us”, “we”, or “our”) operates the rmeroofing.com website (the “Service”).

This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our Service and the choices you have associated with that data.

We use your data to provide and improve the Service. By using the Service, you agree to the collection and use of information in accordance with this policy. Unless otherwise defined in this Privacy Policy, terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, accessible from rmeroofing.com

Information Collection And Use

We collect several different types of information for various purposes to provide and improve our Service to you.

Types of Data Collected

Personal Data

While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you (“Personal Data”). Personally identifiable information may include, but is not limited to:

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We may also collect information how the Service is accessed and used (“Usage Data”). This Usage Data may include information such as your computer’s Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.

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You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.

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RME uses the collected data for various purposes:

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Transfer Of Data

Your information, including Personal Data, may be transferred to — and maintained on — computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from your jurisdiction.

If you are located outside United States and choose to provide information to us, please note that we transfer the data, including Personal Data, to United States and process it there.

Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.

RME will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy and no transfer of your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of your data and other personal information.

Disclosure Of Data

Legal Requirements

RME may disclose your Personal Data in the good faith belief that such action is necessary to:

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Security Of Data

The security of your data is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.

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We may employ third party companies and individuals to facilitate our Service (“Service Providers”), to provide the Service on our behalf, to perform Service-related services or to assist us in analyzing how our Service is used.

These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

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Our Service may contain links to other sites that are not operated by us. If you click on a third party link, you will be directed to that third party’s site. We strongly advise you to review the Privacy Policy of every site you visit.

We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.

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Our Service does not address anyone under the age of 18 (“Children”).

We do not knowingly collect personally identifiable information from anyone under the age of 18. If you are a parent or guardian and you are aware that your Children has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from children without verification of parental consent, we take steps to remove that information from our servers.

Changes To This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.

We will let you know via email and/or a prominent notice on our Service, prior to the change becoming effective and update the “effective date” at the top of this Privacy Policy.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Contact Us

If you have any questions about this Privacy Policy, please contact us 

  • By Email: info@rmeroofing.com

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